Personal Finance Blog - Spreading Financial Independence. Guest Bloggers Are Welcome

Guest Bloggers Are Welcome

In House Payroll Software: 2015 EzPaycheck Supports Multiple Accounts with One Flat Rate

By: 1888pressrelease.com Payroll Views: 4975 | Comments: 0 | Votes: 0

The 2015 version of ezPaycheck payroll software has been improved per business owners requests and suggestions to support multiple companies. Customers can download and test drive it at no risk or obligation at www.halfpricesoft.com.Dallas, TX - Payroll software developers at Halfpricesoft.com have just updated ezPaycheck payroll software per customer requests and suggestions. said Dr. More

The Need to Understand Commercial Bridging Loan and What It Entails

By: Smithtaylors Financial Advisor Views: 9536 | Comments: 1 | Votes: 0

Business and finance go hand in hand with the former being inherently dependant on the latter for growth and development. The need for cash might pop up at any given moment and some major expansion or improvement might be conditional to the investment. If only money was available that easily! The loan explained:Things however can be made a lot easier if applied for a loan when needed. More

The Important Question You're Probably Not Asking When You Shop Mortgage Rates

By: Mark Fitzpatrick Home Loans Views: 7498 | Comments: 0 | Votes: 0

If you're planning to apply for a refinance or purchase home loan, it's always a good idea to shop around with at least three different lenders to make sure you're getting the best deal. Even more important than just shopping around is that you shop right, meaning you know the right questions to ask to make sure you’re comparing loan offers that are truly apples to apples. More

How to save financially on your funeral

By: Dimitris Papadopoulos Personal Finance Views: 4392 | Comments: 0 | Votes: 0

It’s impossible to take it with you, but shrewdness with cash can make your journey from life to afterlife markedly easier. Undeniably, contemplating your own demise is an unsettling and occasionally unfathomable prospect, but, like taxes, it’s an inevitability we should all be prepared for. Shockingly, almost half have not registered to become an organ donor. More

The 5 Budget items you should always consider

By: Kimmy Burgess Budgeting Views: 4438 | Comments: 1 | Votes: 0

Everyone falls upon hard financial times at least once in their lifetime. The majority of the population is just one or two paychecks away from being homeless according to several studies. There is something everyone can do, however, to make a financial time a bit easier. Let’s explore the five most important things to include in your budget now. All these are necessities. More

Stricter rules for adjustable-rate mortgages

By: Mark Goldman Home Loans Views: 5837 | Comments: 1 | Votes: 0

New mortgage rules the Consumer Financial Protection Bureau announced Thursday will change how lenders decide if borrowers qualify for adjustable-rate mortgages. The "ability to repay" rule, which goes into effect in January 2014, requires lenders to consider more than just the loan's initial interest rate in determining whether someone can afford the loan. Consider a 5/1 ARM. More

State Farm Cancels Insurance Policy of Investigative Reporter

By: Frugal World Insurance Views: 6184 | Comments: 0 | Votes: 0

Lee van der Voo tells Romenesko readers: I was just informed by State Farm here in Oregon, where I’m an independent investigative journalist that they are dumping my office rental policy because of the kind of journalism I do. I own a house and insure it through State Farm, along with the three cars I’ve owned over the last 12 years. More

Improve Cash Flow with Receivable Factoring

By: Pacific Business Capital Corporation Financial Planning Views: 4966 | Comments: 1 | Votes: 0

For those businesses that are struggling for money, accounts receivable financing may be the way to go. With this type of financing, no additional debt is created. You simply take your accounts that have not yet been paid off and basically sell them to a company to receive the cash from them that you would have normally been getting. It's sort of like a cash advance. More

Woman battles bank giants over faulty foreclosure

By: Mark Goldman Home Loans Views: 4790 | Comments: 0 | Votes: 0

DENVER (MarketWatch) — Caylin Crawford found herself out of work after a snowboarding accident and went to U.S. Bank for some help with her mortgage. The 24-year-old homeowner said she was up-to-date on her monthly payments in January 2011 when she called to ask about loan-modification options. But the bank didn’t modify her loan. Instead, it foreclosed on her home. U.S. More

Secrets and Lies of the Bailout: One Broker's Story

By: Matt Taibbi Personal Finance Views: 5737 | Comments: 0 | Votes: 0

I have a feature in the new issue of Rolling Stone called "Secrets and Lies of the Bailout," which focuses in large part on the seemingly intentional policy of deception in the government's rescue of the financial sector. Proponents of the bailouts will say that whatever the government did, it worked. As a result, George Hartzman and his clients got creamed. "George was different. More