What is the best way to save credit card surcharges?

If I participate in my employer's 401K plan, can I also set up a SEP-IRA for my self-employment income?

Can I claim child tax credit for my son born on December 31?

What are the some available defenses against product liability claims?

What is the best way to become a financial advisor?

Is a credit card statement considered a viable replacement of a receipt for income tax documentation of expenses or are credit card slips still required?

What are the tax changes I need to know about when filing my individual return for 2012?

What are the advantages of factoring?
Factoring allows your company to get instant cash, in less than 24 hours. Factoring can be defined as a process when a third party firm, known as a factor, purchases the accounts receivable of a business and gives it cash advance based on those bills (that are unpaid). It has a number of benefits like:
1. Does not require collateral
2. Good use for growth
3. Qualify for more and more funding
Do you agree with this? Are there any more benefits?