Share your experience of using a bad credit loan or a payday loan: was is it helpful for you?

Is commission rebate from the buyer's Realtor to the buyer a taxable income? Transaction was done outside of the escrow and 1099-Misc (Box 7) was issued to the buyer following January. 1) is this taxable income for the buyer and 2) if so, is he responsible for SE taxes as well?

Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt?

What is the best way to save credit card surcharges?

If I'm participating in my employer's 401K plan, may I also set up a SEP-IRA for my self-employment income?

How does new Emergency Homeowner Loan Program (EHLP) work?

What is the difference between the gross and net interest rate?

What are the best ways of spending money apart from spending just on shopping and entertainment? When can spent money be never regretted? Add your feedback please.