Can I claim child tax credit for my son born on December 31?

What exactly is accounts receivable financing and factoring and how can it help a business?

Are payday loans meant to help people in times of emergency or just to trap them into a cycle of debt?

What is a Future Delphi credit scoring and how does it work?

What are the advantages of factoring?
Factoring allows your company to get instant cash, in less than 24 hours. Factoring can be defined as a process when a third party firm, known as a factor, purchases the accounts receivable of a business and gives it cash advance based on those bills (that are unpaid). It has a number of benefits like:
1. Does not require collateral
2. Good use for growth
3. Qualify for more and more funding
Do you agree with this? Are there any more benefits?

Is a credit card statement considered a viable replacement of a receipt for income tax documentation of expenses or are credit card slips still required?

What is the difference between the gross and net interest rate?

If I participate in my employer's 401K plan, can I also set up a SEP-IRA for my self-employment income?