Question & Answers
0 Votes
In my opinion, there are really 3 great basic money saving tips that go hand-in-hand.
1. Know where your money is going. That is, for one month, keep track of all outgoing monies.
2. Take a hard look at your expenditures/outgoing monies for that month and decide which are "wants" and which are "needs".
3. Decide which of the "wants" you are willing to live without.
1. Know where your money is going. That is, for one month, keep track of all outgoing monies.
2. Take a hard look at your expenditures/outgoing monies for that month and decide which are "wants" and which are "needs".
3. Decide which of the "wants" you are willing to live without.
0 Votes
In my opinion the best money saving tip is to stop carrying extra money or your credit card with you when going out. This ensures that when you go out you don't go on a shopping spree by buying stuff you generally don't need. Secondly, whatever money is saved each month must be added to your account or added to your deposit so that it increases slowly and steadily at a certain rate.
0 Votes
Cook dinner at home. It's so much cheaper than take out. If it's too daunting to plan 7 meals, plan 3 and eat them twice. It's also healthier to eat at home - and being healthy is a great way to protect your finances.
0 Votes
Food Stamp Program - Supplemental Nutrition Assistance Program (SNAP) - www.fns.usda.gov/snap
0 Votes
Avoid Overdraft Fees
Pay cash, or use a debit card. When you do not pay with a check, you do not have to worry when the payment will clear.
Pay cash, or use a debit card. When you do not pay with a check, you do not have to worry when the payment will clear.
0 Votes
1.Cut up the credit cards and never use them again.
2.Create a new spending plan each month before the month begins.
3.Pay off all debts using the debt snowball technique.
4.Set aside money for emergencies.
5.Save early and save often for retirement.
2.Create a new spending plan each month before the month begins.
3.Pay off all debts using the debt snowball technique.
4.Set aside money for emergencies.
5.Save early and save often for retirement.
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