By: Art Of Saving Investments Views: 3814 | Comments: 0 | Votes: 0
Exchange Traded Funds (ETFs) are a group of passive index funds that trade on an exchange like an individual stock. At the time of writing there are 162 ETFs with $220 billion in assets under management trading on U.S. New niche funds are being created regularly. Check out Amex.com, Yahoo! Finance’s ETF Center, ETFConnect, or ETFera.com. Mark inks The Market Speculator newsletter. More
By: Art Of Saving Investments Views: 2975 | Comments: 0 | Votes: 0
1) The best case for an IRA rollover is the ability to keep the money growing tax-deferred for your beneficiaries. Many company retirement plans do not allow this strectch option even though the IRA rules permit it. So instead, your former company plan could pay your beneficiaries the entire dollar amount of your account in one year or five years at best. More
By: Art Of Saving Investments Views: 2606 | Comments: 0 | Votes: 0
If you are interested in purchasing real estate, private stock or a private note for investment purposes, but don't think you have enough cash on hand consider the following. Rolling current retirement funds from an existing IRA for 401(k) account into a Self-Directed IRA to do this type of investing is penalty-free. The asking price is $400,000 but he only has $200,000 in his IRA. More
By: Steve Selengut Investments Views: 5896 | Comments: 0 | Votes: 0
A correction is a beautiful thing, simply the flip side of a rally, big or small. Theoretically, even technically I'm told, corrections adjust equity prices to their actual value or "support levels". In reality, it's much easier than that. Prices go down because of speculator reactions to expectations of news, speculator reactions to actual news, and investor profit taking. 8. More
By: Tuttle Wealth Management Investments Views: 2079 | Comments: 0 | Votes: 0
2006 is a little more than half way over but we have already seen some major changes in the IRA rules. This article will summarize two of these changes and what they mean to you.Income Limit for Roth IRA Conversion RepealedClients often ask me whether they should do a traditional IRA or a Roth IRA. Roth IRAs grow tax free and money doesn’t have to be taken out during your lifetime. More
By: Steve Selengut Investments Views: 3170 | Comments: 0 | Votes: 0
First thing Monday morning I'm going to march into my boss's office and demand a pay cut so that I'll be in a lower tax bracket next year. Of course that's ridiculous, but isn't it about the same as the financial community's "Conventional Wisdom" (CW) for year-end tax planning? What are their motivations, and what discipline thought up these strategies in the first place? More
By: Steve Selengut Investments Views: 5508 | Comments: 0 | Votes: 0
We humans are as creative on the "Dark Side" of commercial activity as we are in developing beneficial new products and services. In the face of huge financial benefits, however, some corporate executives can't resist taking an extra dessert even before their shareholders have finished dinner. So why did the State Insurance departments cave in to the Variable Product lobby? More
By: Steve Selengut Investments Views: 3550 | Comments: 0 | Votes: 0
Many Investment Gurus, with a straight face and a gleam in their eye, will insist that successful investing is a function of expansive research, skillful market timing, and detailed technical analysis. Others emphasize fundamental information about companies, industries, and markets. The end result should be a near autopilot, long-term and increasing, retirement income. More
