Art Of Saving´ Blogs - Spreading Financial Independence. Guest Bloggers Are Welcome

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What Clients Need to Know about Bitcoin

By: Art Of Saving Accounting Views: 914 | Comments: 0 | Votes: 0

Bitcoin, the digital currency, has been in the news a lot recently. What’s it all about and how does it work? Is it something you or your clients should invest in?Bitcoin is a decentralized digital currency — a cryptocurrency. It’s essentially a form of money that exists only as computer code and is not overseen by any central bank. In December, two major U.S. The bottom line? More

How to Manage Your Finances When You’re Self-Employed

By: Art Of Saving 1031 Exchange Views: 789 | Comments: 0 | Votes: 0

There are a lot of great things about being self-employed. You get to set your own hours, you’re in charge of your own future, and you can even wear sweatpants to work if you feel like it. But there are a few aspects of self-employment that aren’t so wonderful. Instead, you are at the mercy of your clients and customers. Here are seven tips to help you get started. More

Pending lawsuits against 30 banks over overdraft fees.

By: Art Of Saving Personal Finance Views: 5353 | Comments: 0 | Votes: 0

Bank customers fighting high overdraft fees got a boost on Tuesday with a win in federal court in California against Wells Fargo, but that case has limited legal impact. A similar federal court case filed in Florida against 30 banks including Wells Fargo, Bank of America, Citibank and others could mean much more. In the California decision, U.S. More

Single people have different retirement planning priorities

By: Art Of Saving Financial Planning Views: 5734 | Comments: 0 | Votes: 0

Flying solo Single people have different retirement planning priorities By Dave Carpenter ASSOCIATED PRESS 2:00 a.m. October 18, 2009 Single people get left out of the picture a lot when it comes to retirement. Typically it's smiling couples who are shown contemplating their sunset years in ads, brochures and magazines. The big picture is about to change, however. More

Art Of Saving Launches National Savings Day

By: Art Of Saving Personal Finance Views: 3814 | Comments: 0 | Votes: 0

San Diego, Calif. – Feb. 18, 2009 – Art Of Saving, a personal finance social network, has started a petition to establish, recognize, and honor a National Savings Day in the USA. Why we need this day of recognition? With the current economic decline, times are bleak for American consumers. Many families are only three pay checks away from bankruptcy. More

Need an Answer? Ask Savism Experts!

By: Art Of Saving Financial Planning Views: 3777 | Comments: 0 | Votes: 0

Have a question? Need an immediate answer? Talk to Savism Experts Today! Art Of Saving is pleased to announce a new feature Ask Experts! Now you can contact our experts directly for professional advice. Not sure who to contact yet? No problem! Post a general question (in Ask a Question box) and our members, as well as our experts will provide you with instant feedback. More

Common Financial Terms

By: Art Of Saving Home Loans Views: 3707 | Comments: 0 | Votes: 0

Common Financial Terms Collateral Collateral is used to describe an object of high value that is used to guarantee the repayment of a loan. If repayments are late, or the agreement is defaulted, the collateral is taken in place of the repayment. Collateral is almost always something extremely valuable. More

Stocks cheer latest cut in rates

By: Art Of Saving Home Loans Views: 6068 | Comments: 0 | Votes: 0

By Barbara Hagenbaugh, USA TODAY WASHINGTON — The Federal Reserve, battling recession and a fearsome credit crunch, cut interest rates by a hefty three-quarters of a percentage point Tuesday and said the economic outlook has deteriorated, suggesting more rate cuts could be on the way. The cut matched the most aggressive move since they began targeting the rate in 1990. More

Looking for A Quality Home For Less? Go Manufactured!

By: Art Of Saving Real Estate Views: 3967 | Comments: 0 | Votes: 0

The manufactured home building process is quite unique, from the start of the home within a factory until it’s delivered at its new location – your land! This is very important because, if your house was built with wet materials, it could compromise the structural integrity of your home – leading to costly repairs and a lower resale value. More

Avoiding Long Auto Loans

By: Art Of Saving Financial Planning Views: 3783 | Comments: 0 | Votes: 0

Do you really know how long is too long when applying for a new auto loan? According to many studies, the answer to that is no. Too many buyers nowadays are looking for the longest auto loan possible, without looking at all that it entails. The average auto loan is now around 70 months, which is up from the standard 60 months just a few years ago. More