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Wealth Building Tips, Budgeting, Saving Money
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Wealth Building Tips:
- Develop a budget and stick to it.
- Save money so you're prepared for unforeseen circumstances. You should have at least three to six months of living expenses stashed in your rainy day savings account.
- When faced with a choice of financing a purchase, it may be a better financial decision to choose a less expensive model of the same product and save or invest the difference.
- Pay off credit card balances monthly.
- If you must borrow, learn everything about the loan, including interest rate, fees and penalties for late payments or early repayment.
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I really agree with these basic concepts here. If you're intending to go into investing to "make your fortune" then you had better have a lot of money backing yourself up because playing with money is never a sure thing! There are ways and methods you can implement to play safe and for that, you should really do your research before putting any actual finance down.
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