If you are entangled in the meshes of debt then you can opt for debt consolidation through Individual Voluntary Arrangement (IVA) to avoid bankruptcy or any extreme debt help solution. An IVA is a legally binding arrangement that is usually supervised by a licensed insolvency practitioner. How and when can you use IVA? How does IVA work? More
It is difficult for the university students to manage their money related matters since they are hardly aware about the importance of money in real life. Most often, it is seen that these university students squander money lavishly and as such, they fall into debt problems. As such, it is often seen that they fall into debt problems. More