Credit bureaus insist that individuals cannot repair their credit
without waiting years for negative items to be removed. Don't believe
that. NCR Credit Plus has been doing this for a long time and in that
time we have found that through continually refining and redefining our
strategies, we have secured methods that provide optimal performance. Cancel Anytime! More
I have NO credit, but I want to build credit. I am just about to graduate college with two degrees and I need to build credit.Answer:If you have no credit and want to build your credit history, then secured credit card offers can be an ideal option for you. More
Q: Dear Debt Adviser,
I have paid off most of my credit cards in the last few months. I still
have a debt with one creditor for $23,000 that I have been paying on
time, and I always pay more than the minimum. I just received a notice
that the minimum credit card payment is going to be increased to 5
percent of the balance, starting in August. What should I do? More
You may have worried many times about what your score is, and how to keep it at the optimal level. Do you however, know how the credit bureaus interpret or calculate your score? This is why it's extremely important for you to pay your bills on time. Every time you are late with a payment, you are hurting your score. Your credit history accounts for 15% of your score. More