Personal Finance Blog - Spreading Financial Independence. Guest Bloggers Are Welcome

Guest Bloggers Are Welcome

Save Money On Groceries "Tips To Stick Within Your Budget"

By: Angela C. Martinez Personal Finance Views: 2408 | Comments: 0 | Votes: 0

It is easy to overspend when grocery shopping. It's probably the place where we do the most impulse shopping. So we tend to buy things we don't really need and there goes the budget. Here are some things that will help guide you when buying groceries.Make A ListMost People have certain things they eat regularly. So making a basic menu plan should be fairly simple. Make a list. More

Hey U.S., welcome to the Third World!

By: Rosa Brooks Personal Finance Views: 2867 | Comments: 0 | Votes: 0

Dear United States, Welcome to the Third World! It's not every day that a superpower makes a bid to transform itself into a Third World nation, and we here at the World Bank and the International Monetary Fund want to be among the first to welcome you to the community of states in desperate need of international economic assistance. The U.S. should accept some monitoring by the IMF." More

5 Tips for Tough Times!

By: Deleted Profile Personal Finance Views: 7656 | Comments: 0 | Votes: 0

Times are tough for a lot of people. With layoffs, less available jobs, a slow economy, and mounting debt, this is a good time to cut expenses, save, and start spending less money. Even when it appears as if there is no more room to save, there is always something you can eliminate, cutback on or find an alternative for. Do you really need a cell phone? Do you own a car? Sharman G. More

Three Critical Financial Blunders to Avoid

By: Terry Mitchell Personal Finance Views: 4243 | Comments: 1 | Votes: 0

Many people seem to be in dire financial straits today. Some of them have gotten that way through no fault of their own. However, others have at least partially brought their situations on themselves because of poor money management habits. For the average person and/or family, the three biggest financial pitfalls to avoid are new vehicles, credit card interest, and short-term loans. More

Bad Habits Steal Wealth!

By: Deleted Profile Personal Finance Views: 9162 | Comments: 1 | Votes: 0

Bad Habits Steal Wealth!By Sharman G. Habits sneak up on you suddenly. They start out usually small, fun, and infrequent. However, after a while, it’s all you think about and it consumes you. Then it has control of your money, life, and future! Sharman G. More

With Money - It’s the Little Things That Count!

By: Deleted Profile Personal Finance Views: 4876 | Comments: 0 | Votes: 0

With Money - It’s the Little Things That Count! By Sharman G. Lawson Every day we make small decisions that impact our future. When we are young we are told that the decisions we make will directly impact our choices or lack of in our adult years. That is true. There are consequences that we bear because of our past decisions. Sharman G. More

Debt or Financial Freedom – You Choose!

By: Deleted Profile Personal Finance Views: 3664 | Comments: 0 | Votes: 0

Debt or Financial Freedom – You Choose! By Sharman G. Financial freedom takes patience, perseverance, and planning. In the coming year, will you be released from debt-prison or will your sentence be extended? Debt or financial freedom – You choose! Sharman G. More

The Canyon of Incumbrance: Young Texas And I Crawl Out of Debt

By: Art Of Saving Personal Finance Views: 3493 | Comments: 0 | Votes: 0

I'm not going to lie. Sure, I'll admit it. I've been pushed past the point of shame, and have fallen straight into the abyss prominently named, "The Lonely Canyon Of Incumbrance." I'm one of those people. Yes, in my youth, I made some financial blunders and managed to sink myself into a molehill of debt. I refuse to call it a "mountain" -- I refuse! It would only discourage me. More

Eight Ways To Sink Yourself Financially

By: Art Of Saving Personal Finance Views: 2344 | Comments: 0 | Votes: 0

1. Don’t focus on your financesThe reason most people get into debt is because they don’t spend enough time focusing on their finances. You need to get a grasp of where you’re at financially, keep track of your income in relation to expenses and spending habits.2. Failure to develop a good financial planNo one would imagine going on vacation without planning for it. 6. More

8 Personal Banking Don'ts

By: Art Of Saving Personal Finance Views: 2074 | Comments: 0 | Votes: 0

Presumably the object of having a bank account is to save you money, or at least to help you more easily and properly manage it. But there are also several ways in which your use (or misuse, as the case may be) of your personal banking account could lose you money. Below you'll find out how to avoid the eight most common blunders when it comes to personal banking. 1. 2. Many people do. More