By: Amanda Gleason Personal Finance Views: 3340 | Comments: 0 | Votes: 0
The American home is much different today that it was 50 years ago. Sure, I wasn't around then, so I don't know for certain, but from what I've heard from my parents and grandparents, families lived differently. One major change, that came into many American homes around that time, was the introduction of the home television. It wakes you up in the morning, it puts you to bed at night. More
By: Peter Suhai Personal Finance Views: 13367 | Comments: 1 | Votes: 0
In order to reduce expenses and save money, it is vital to know where your money is spent. That is why the best way to lower bills is to create a budget and stick to it. Creating a Budget: The first step toward taking control of your financial situation is to do a realistic assessment of how much money you take in and how much money you spend. More
By: Charles Phelan Personal Finance Views: 4485 | Comments: 0 | Votes: 0
Budgeting. It's a word we're all familiar with. Everyone knows what a budget is, right? Yet how many of us actually make and stick to a solid monthly budget? The truth is that most of us start out with the best of intentions, but an unexpected expense comes up and busts our budget. So what's the problem? Everyone knows how much their rent or mortgage payment is. Home maintenance costs? More
By: WiseSaver Personal Finance Views: 3005 | Comments: 0 | Votes: 0
In the world we live in, donations charity has become a very important subject. Just look around: natural disasters, poverty, hunger and many life-threatening situations. This is exactly what we can see day after day on TV or even near us. In this context, it is no wonder that donations charity has become essential. The fact is that a donation does not need to be very substantial. More
By: Goldfish Personal Finance Views: 3713 | Comments: 1 | Votes: 0
Bankruptcy - Having been legally declared financially insolvent. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt.Credit Bureau - An organization to which business firms apply for credit information on prospective customers. Credit Report -An account of your credit history, prepared by a credit bureau. More
By: Amanda Gleason Personal Finance Views: 3625 | Comments: 0 | Votes: 0
Although "soft" addictions have been kind of a hot topic recently in terms of their financial affect on a person's life, apparently "real", hard addicitions are still the most costly to individuals and society. I wrote a while back on shopaholics, and how that kind of compulsive behavior leads to credit card disaster and often bankruptcy. So what are the 5 most costly addictions? More
By: WiseSaver Personal Finance Views: 5127 | Comments: 0 | Votes: 0
Travel can be a wonderful thing, until you are hospitalized away from home. What kind of treatment would you receive? How would you get back to your physician and loved ones? With MedjetAssist membership, you are in control. Be a savvy traveler. Put your MedjetAssist card in your wallet. More
By: Peter Suhai Personal Finance Views: 3626 | Comments: 0 | Votes: 0
An easy way to save money is to conserve energy. Not only is it good for your wallet, it’s also good for the environment.Look for the ENERGY STAR logo.ENERGY STAR is a government-backed symbol for energy efficiency. It is a joint program of the U.S. Environmental Protection Agency and the U.S. ENERGY STAR qualified appliances use 10–50% less energy and water than standard models. More
By: Goldfish Personal Finance Views: 3654 | Comments: 0 | Votes: 0
Is your debt level getting you down? Don't know how to fix it? Welcome to the club, you're in fine company. Many American families are suffering with the same fears and worries as you are. There is a way out, however. It just takes some basic knowledge and commitment. Do you want to be debt free some day? You can be, if you follow some easy steps and put a plan into action. Let's go. More
By: Frugal World Personal Finance Views: 3951 | Comments: 0 | Votes: 0
In this world we live in money has been given a significant meaning in our lives. Most people lives revolve around having money. Unfortunately those people are living according to their beliefs that there isn't enough, and with the resultant lack of money. Now hear this: There is always enough to meet your needs! Let us look at two resources we have. The next example is electricity. More
